*DIRECT Home Rewards information is for illustrative purposes only and does not constitute any commitment by DIRECT, Inc. or its affiliate Directors Mortgage, Inc. to provide any product or service. Information deemed reliable but not guaranteed and subject to change without notice. DIRECT Home Rewards savings up to 10% is achieved by cardholder paying monthly reward amount from DIRECT (Rewards Installment) toward mortgage principal each month, thus resulting in less principal and interest being due and payable on your Mortgage Loan throughout the Full Rewards Duration. Rewards Installment amount from DIRECT is based on loan amortization to achieve up to 10% of loan amount over the loan term. Cardholder must qualify monthly to continue receiving rewards. To remain eligible for DIRECT Home Rewards, you must continue to meet the qualifications each month. Examples of when you would stop qualifying include, but are not limited to: (1) pay your mortgage late, (2) pay off your mortgage, (3) refinance the home with another lender, (4) close your DIRECT Card and Account, (5) not pay your mortgage through DIRECT. Offer is valid only for cardholders with a new, qualifying mortgage requiring monthly principal and interest payments, and originated by or through Directors Mortgage. Must enroll with DIRECT on or before the day on which the eligible loan funds by or through Directors Mortgage. Offer is not retroactive and past loans are not eligible. Offer valid 12/1/2020 – 12/31/2022, but subject to end early without notice. Restrictions apply.